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Global & European Money Week

  • GLOBAL & EUROPEAN MONEY WEEK 

    21. - 27. March 2022. 

     

    RESEARCH:

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    Activity from Novska, Croatia:

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    Activity from Ogulin, Croatia: 

     

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    GLOBAL MONEY WEEK & EUROPEAN MONEY WEEK - research eBook

    GMW i EMW - research eBook.pdf

     

  • What can yo do to be smart with money?

    Reuse-Reduce-Recycle

    You can save money if you practice the 3R and become eco-friendly

    Money isn’t everything

    "Learn.Save.Earn".It is the official slogan of Global Money Week. Initially used as the theme of GMW2017, it aims at empowering children and outh not only to learn to manage their money wisely, but also to save for their futures and earn for themselves and their families.

    Practice Gratitude

    And gratitude can be good for financial habits and wellbeing. Studies suggest8 that gratitude can improve happiness and that gratitude and patience can lead us to better monetary decision making. Practicing these values can better prepare you to recognize what you do have and focus on longer-term financial goals.

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    Track and Understand Your Spending

    To make better financial decisions, try to understand what’s going on with your own spending. This means committing to monitor how much money goes out. Yes, it can be a bit of a pain at first but there are several supports to help you commit and embrace this habit.

    7 financial habits to help make you smarter with your money.

    Habits that might help increase your financial smarts.
    Don’t spend that unexpected cash
    Tax refund? Inheritance? Birthday money?

    As tempting as it might be to treat yourself, you might be better off tucking that extra money away in a savings or investment account or putting it towards your debt.

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    Leon

    If you want to be smarter with your money, you have to know what you want to accomplish with it. Your financial goals should be written down and well articulated. Know what your annual income and net worth are. You can use this knowledge to set big goals in your business and personal life.

    Filip, Ogulin, Croatia

    Being smart with money doesn’t have to involve high-risk investments or having thousands of dollars in the bank. No matter what your current situation is, you can be more financially savvy in your everyday life. Start by building a budget to help you stay within your means and prioritize your financial goals. Then you can work on paying down your debt, building up your savings, and making better spending decisions.

    7 Smartest Things You Can Do for Your Finances - Bright Ideas for Your Money

    Have you ever wondered what the best things are that you can do for your money and your financial future? Here is our list of the smartest things that anyone can do for their finances.

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    Lara, Ogulin, Croatia

    Monthly financial plan or "budget" is a way we can distribute income and choose how to spend our "salary" because if we leave things to the elements very soon our desires take over our needs, and then our salary and it happens that the month becomes too short, we over-indebted and without the new possibilities we have limited in advance. Quality money management is one of the basic prevention and maintenance of personal financial "health", and in order to be able to manage something, it is important to know your own needs and desires and align your habits with your own income.

    Lana Vučić,Ogulin

    I would save money, use it properly, buy things I really need and can't do without.

    Lara Šegan, Ogulin, Croatia

    I need to save money. You need to earn fairly, but also spend money evenly and thoughtfully. One should be smart in using money because without it one can hardly do anything.

    Iris

    Think smarter about money. Invest in things that will have great value later. Do not spend on unnecessary things that will not be useful to us in the future.

    Ivan, Ogulin, Croatia

    So, to save money, if we have lots and lots of it, we can incest in gold, because gold is not losing any value. Another way of saving money is buying company shares, it is a bit risky but worth it.

    Filip, Ogulin, Croatia

    One of the best things you can do for your finances is to pay off all of your debt. To get started, focus on your most expensive debt—the credit cards and loans that charge you the highest interest. Once you have paid off all of these debts, focus on paying off your mortgage. For your mortgage, consider splitting your monthly payment in half and paying bi-weekly. Then pay extra as you can afford it. This will shave years off your mortgage and save you tens of thousands of dollars in interest.

    5 smart money habits to share with young kids

    Even before they’ve hit their teen years, kids are thinking about money. Specifically, young kids are thinking about how to spend money on the latest apps, games and everything on store shelves. So, teaching your children simple money lessons that will last a lifetime is key. Here’s how you can help young children learn and grow with smart money habits.

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    Ana, Ogulin, Croatia

    If you want to be smarter with your money, you have to know what you want to accomplish with it. Your financial goals should be written down and well articulated. Know what your annual income and net worth are.

    What can I use a Smart Money PlanTM for?

    Depending on your goals, your Smart Money Plan™ can cover:

    Planning and saving for retirement
    Saving for a large purchase
    Paying down debt
    Managing your cash flow
    Insurance and protecting your wealth
    Reviewing and understanding your statements

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    Petra, Ogulin, Croatia

    Get a coin box
    Many of us have saved money this way as children, but savings experts say you won’t go wrong with a piggy bank at any point in your life. As a motive for leaving a coin in the money box, you can come up with a fun method that will remind you to save. So, for example, every time you have more than one coin in your wallet or pocket, put one in the piggy bank! Set a time limit before which you will not open the cash register and leave its contents as a supplement to the budget for an event such as a New Year's celebration, a trip or, for example, to buy a new laptop or mobile phone.

    Lea, Ogulin, Croatia

    Being smart with money doesn’t have to involve high-risk investments or having thousands of dollars in the bank. No matter what your current situation is, you can be more financially savvy in your everyday life. Start by building a budget to help you stay within your means and prioritize your financial goals. Then you can work on paying down your debt, building up your savings, and making better spending decisions.

    Patricia, Ogulin, Croatia

    Saving money for our future is crucial. If we don’t set savings goals and steadily work towards them, we will have to rely on credit when times get tough. We might even need to work through our retirement years to supplement our small government pension. Entering retirement may also be delayed or impossible if we are in debt because we need enough money to make all of our payments.

    Paulina, Ogulin

    When thinking about how to be smart with money, there are several financial areas to consider. These2 include budgeting, banking, investments, insurances, managing credit and debt, retirement planning and taxes. Sound overwhelming? It doesn’t have to be.

    Whether taking care of personal finances, business finances, or both, there are a few basic concepts that apply. To be smarter with money, let’s start with how you view money, including embracing mindfulness and gratitude. Why that?

    Well, with a more confident foundation, you’ll be able to get ahead of the curve and take up smarter practices. You don’t need to be a financial expert, but learning the basics is helpful – and totally doable.

    Matea, Ogulin, Croatia

    Keeping all your extra money in a savings account is not always as smart as it sounds. Of course, there is a small risk, but over time, your purchasing power drops. If you want to be more proactive, look for investment.